Privacy Policy

BudgetEx – Expense Tracker  ·  Last updated: 16 July 2026

Thank you for using BudgetEx ("the App" or "Application"), developed by RTB AppLab Technologies (operated by Tushar Sanjay Bokade) ("we", "us", or "our") as an ad-supported service. This Privacy Policy explains what information the App handles, how it is used, and the choices you have. We built BudgetEx with a simple principle: your financial data belongs to you and stays on your device.

Summary: Your income, expense, and transaction records are stored locally on your phone. They are never uploaded to our servers, and we never sell your personal financial data. The App shows ads and uses analytics and crash-reporting services, which may collect limited device information as described below.

1. Information Stored Locally on Your Device

When you use BudgetEx, the following data is created and stored only on your device:

This data is not transmitted to us or to any third party unless you explicitly enable a backup or sync feature (if and when such a feature is offered). The App works fully offline and does not require an account or sign-up.

Camera permission: The App may request access to your device camera so you can capture photos such as profile pictures or expense receipts. These images are stored locally on your device and are never uploaded or shared without your consent.

2. Information Collected by Third-Party Services

BudgetEx uses trusted third-party services from Google to show ads, understand app usage, and fix crashes. These services may automatically collect certain information from your device, including:

This data is collected by the third-party services listed below, not directly by us:

You can opt out of personalized advertising, or reset or delete your Advertising ID, at any time in your device settings under Settings → Google → Ads.

Only aggregated, anonymized data is periodically transmitted to these external services to help us improve the App. We do not sell your information.

3. What We Do NOT Collect

4. Legal Disclosure

We may disclose automatically collected information described in this policy:

Note that your locally stored financial data cannot be disclosed by us, because we never have access to it.

5. Data Deletion and Retention

Because your data is stored locally, you are in full control of it:

We do not retain any of your user-entered data on servers, because it is never transmitted to us. Once deleted from your device, it cannot be recovered by us.

6. Premium Purchases

BudgetEx offers optional premium features through in-app purchases processed entirely by Google Play. All payment transactions are handled securely by Google Play; we do not collect or store any payment information such as credit card details. Google's handling of payment information is governed by the Google Privacy Policy.

7. Children's Privacy

The App does not address anyone under the age of 13, and we do not knowingly collect personally identifiable information from children under 13, nor use the App to market to them. If you are a parent or guardian and believe your child has provided personal information through the App, please contact us at support.budgetex@gmail.com so we can take the necessary actions.

8. Security

We care about safeguarding your information. Your financial records remain on your device and are protected by your device's own security (screen lock, and encryption where enabled). Any data transmitted by our third-party service providers is encrypted in transit using industry-standard protocols.

9. Changes to This Policy

We may update this Privacy Policy from time to time, for example when we add new features. Changes will be posted on this page with an updated "Last updated" date. You are advised to review this page periodically; continued use of the App after changes means you accept the updated policy.

10. Your Consent

By using the App, you consent to the processing of your information as set out in this Privacy Policy, now and as amended by us.

11. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, contact us at: